Already using Clio?
Offer client financing right at intake — your firm gets paid upfront, in full, while the client pays over time. Everyone wins.
Clio's Pay Later runs through Affirm — one lender, one yes-or-no. CaseFunders is a network of lenders, so when one says no, your client still has other options. Keep Clio exactly as it is.
No setup fee · No monthly fee · 3% only when a client funds
How a client gets funded
At intake or on an invoice — about 60 seconds
Multiple lenders, not just one — client picks what fits
Soft check only · No credit impactSelects the monthly payment that fits their budget
Funds delivered, often next business day
The moment that decides everything
Same client. Same legal need. Different outcome when your intake team has a financing option ready.
You don't know why — and you may never count it as a lost matter.
Same consultation. Same fee. A better path through the affordability objection.
CaseFunders doesn't replace the consultation or the attorney-client relationship. It gives your team another option when cost becomes the obstacle.
Ready to add this option?
No pitch deck. No commitment. Just a live walkthrough of how your intake team would use it.
No setup fee · No monthly fee · 3% only when a client funds
The Real Problem
You spent time on the consultation. You qualified the case. The client needs help and the fit is clear. Then the retainer becomes the wall. Without a payment option, they delay, shop around, or disappear — and you never log it as a lost case, because they never formally retained you. But the opportunity cost was real, and it happens more often than you're counting.
You already earned the client's trust. They just need a practical way to move forward.
Head to Head
| Clio | CaseFunders | |
|---|---|---|
| Payments + lender access | Practice management + financing via one lender | Trust-compliant payment processing + access to a network of lenders |
| Its financing option (Pay Later) | One lender — a single yes/no, rates 10%–36% APR | A network of different lenders — rates from 6% APR; if one declines, the client still has other options |
| When you can offer it | Only inside Clio Payments — on the invoice/payment screen | The attorney can initiate it during the consultation, or attach it to any invoice or email |
| Funding limit | Up to $30,000 | Up to $50,000 |
| Client choice | One offer | Multiple offers the client compares and picks from |
| Cost to the firm | 4.95% per transaction — can't be passed to the client | 3% — only when a client actually funds |
Figures reflect Clio's and Affirm's published terms as of 2026. Rates, limits, and approval options vary by lender and borrower qualifications.
Clio's Pay Later shows up when you send a bill. CaseFunders can be offered the moment a client hesitates at the retainer, right in the consultation — and you can still send it on invoices to collect outstanding balances, just like you do today.
How CaseFunders Works
A simple workflow that fits into the consultation, intake process, or invoice follow-up you're already doing — without changing anything in Clio.
Enter the amount and send a secure link during intake, consultation, invoice follow-up, or retainer discussion — about 60 seconds.
Mobile-friendly flow the client completes on their phone. A soft credit inquiry that does not impact their credit score.
Compares available terms from multiple lenders and chooses the monthly payment that fits their budget.
Once funding is approved and completed, approved funds are delivered to your firm — often as soon as the next business day.
Works with any practice-management software — including Clio. CaseFunders isn't locked to one platform. Drop your CaseFunders payment link into your invoice templates and it's there at every payment moment — without changing how you run Clio.
Where Law Firms Use CaseFunders
CaseFunders can be part of the workflow at multiple points in the client lifecycle — wherever affordability may be the obstacle.
Give existing clients a way to continue when another large payment is due. The attorney can start the request mid-matter, so representation doesn't stall.
Attach a financing link directly to invoices when a balance is slowing collections — clients can resolve stalled accounts on their own time.
Send a payment-options link to prospects who needed time to figure out the money. Reach them before they retain someone else.
When the upfront retainer is the obstacle, the attorney can initiate financing live in the consultation — before the client leaves.
Common Questions
Everything you need to know about adding CaseFunders alongside Clio.
No setup fee. No monthly fee. 3% only when a client actually funds — you pay nothing to offer the option, and nothing if a client isn't approved. Compare that to Clio's Pay Later, which charges the firm 4.95% per transaction and doesn't allow you to pass that fee to the client.
No. Keep Clio for practice management, billing, and payments. CaseFunders adds a lender-network financing option you offer at intake — especially useful when a single underwriter would decline the client, when the retainer exceeds $30,000, or when you want a lower starting rate and higher funding limit. CaseFunders is not integrated inside Clio; it works alongside it.
Clio's Pay Later is financing through Affirm, a single lender — rates from 10% APR, up to $30,000, and one yes/no decision per client. CaseFunders is a network of lenders: clients compare multiple offers, rates start as low as 6% APR, and funding goes up to $50,000. When that single lender declines a client, Clio's own guidance is to fall back to a manual payment plan. With CaseFunders, a decline from one provider doesn't necessarily mean the client is out of options — the network may surface other available paths. You also pay 3% only when a client funds, versus Clio's 4.95% Pay Later transaction fee (which can't be passed to the client).
Yes — CaseFunders can handle payment processing as well. But the reason most firms add it alongside Clio is the lender-network financing: helping clients who can't pay the full fee upfront find a plan that works, at intake, before the opportunity is lost.
Checking available options uses a soft credit inquiry and does not affect the client's credit score. A hard inquiry may occur only if the client proceeds with a specific lender, depending on that lender's process — and only after the client has chosen to move forward.
Not every client will qualify with every lender. Because CaseFunders uses a network, a client who may not qualify with one provider may still see other available options. If no option is available, the firm owes nothing for that application.
Once the client selects an option and funding is approved and completed, approved funds are delivered to your firm. Timing may vary by lender and transaction; CaseFunders is designed to help firms receive approved funds upfront rather than carrying installment risk.
Yes — new retainers, replenishment retainers, outstanding invoices, and ongoing legal fees where financing may help the client continue representation. CaseFunders is useful at multiple points in the client lifecycle, not just at initial intake.
Schedule a Demo
See how one extra sentence at intake changes the outcome — lower starting rate, higher limit, more than one shot at a yes. A 15-minute demo, no commitment.
What you'll see in 15 minutes
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No setup fee · No monthly fee · 3% only when a client funds